Which apps are hardest to replace with ChatGPT?
SUMMARY
The apps hardest to replace with ChatGPT are financial platforms, real-world marketplaces, enterprise systems of record, communication networks, and other products that still own something essential after the AI has finished talking: money, authoritative records, real supply, identity, permissions, or shared state.
The biggest mistake is to confuse interface replacement with product replacement. ChatGPT can make an app almost disappear from the screen while making the infrastructure behind that app even more important.
That is why systems such as Salesforce, ServiceNow, GitHub, QuickBooks, and Shopify remain unusually defensible. AI can automate the work around them, but the customer record, source-code history, ledger, order state, permissions, and workflow history still need one canonical home.
Financial infrastructure is even harder to displace. ChatGPT can explain a portfolio, investigate a payment, or initiate an authorized action, but it does not become the bank, broker, custodian, or payment rail merely because the user stops opening the original app.
Marketplaces have a different moat: real supply. A better conversational interface cannot conjure a nearby Uber driver, an available Airbnb property, a DoorDash courier, or a willing service provider.
Social and communication apps are protected less by their feature sets than by the people already inside them. The hard thing to reproduce is not the message box; it is the graph of colleagues, friends, groups, identities, permissions, history, and habits that accumulated around it.
Professional creative tools sit in the middle. AI can commoditize first drafts, background removal, quick prototypes, and basic variations, but precise manipulation of layers, components, tracks, frames, objects, and measurements still gives products such as Photoshop, Figma, CAD tools, and DAWs a strong role.
Office software is more exposed because the artifact itself is often the main value. If ChatGPT can produce the report, model, slide deck, summary, or draft directly, a thin app around that output has much less left to defend.
The most vulnerable products are still the ones that mostly turn information into different information. Paraphrasers, generic research tools, basic summarizers, and many single-purpose productivity utilities can be absorbed almost completely because there is little persistent infrastructure underneath the answer.
The practical test is simple: after ChatGPT generates the answer or carries out the action, what still has to exist for the job to be complete? The more substantial that remainder is, the harder the app is to replace.
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Get the full database →What does replacing an app with ChatGPT actually mean now?
An app is only truly replaced by ChatGPT when the user can stop depending on that app for the core job, and that bar is much higher than simply letting ChatGPT control it.
This distinction matters more today because ChatGPT can already do things that used to require several separate applications. ChatGPT Work can create and edit documents, spreadsheets, presentations and reports, work with connected Google Workspace files, use Microsoft Excel through its desktop integration, and carry out multi-step tasks inside a cloud browser. OpenAI also says more than 1,400 plugins can connect ChatGPT to outside tools and workflows.
So seeing ChatGPT perform something that used to happen inside an app tells us surprisingly little about whether the app itself has become unnecessary.
Take email. ChatGPT can find a message, summarize a thread and prepare a reply. The mailbox, addresses, delivery system, spam protection, permissions and history still live elsewhere. The same goes for a brokerage. ChatGPT may analyze the portfolio or help place an authorized order, but somebody still has to hold the securities and maintain the account.
We therefore need to separate three outcomes. Some apps can disappear because ChatGPT produces the final output itself. Others may survive almost entirely in the background while ChatGPT becomes the interface. A third group remains difficult to replace even at the interface level because users still need precise visual or collaborative control.
That difference drives the whole ranking.
Are writing, research and basic office apps already easy for ChatGPT to replace?
Yes. Writing, summarization, basic research and lightweight office apps are currently the easiest software categories for ChatGPT to absorb because the finished information or file is often the whole product.
ChatGPT Work can now create editable documents, spreadsheets, presentations, reports and analyses. It can follow templates, preserve specified formulas and layouts, and create or edit native Google Docs, Sheets and Slides when the relevant account is connected. ChatGPT can also research a topic, combine information from uploaded files and turn the work directly into a finished artifact.
That puts a lot of small software products in an awkward position.
A standalone paraphraser, résumé writer, meeting-summary tool, generic research assistant or presentation generator used to save users from doing a specific information task manually. ChatGPT can increasingly complete the same task without the user visiting another product at all.
The same pressure is reaching ordinary office work. If someone needs a five-page competitor report, a basic financial model or a 12-slide presentation, the important result is usually the artifact. The application used to produce it matters less than it once did.
Complex collaborative office environments are harder to remove completely because teams still rely on shared files, permissions, comments and familiar formats. Even there, however, ChatGPT is starting to take over more of the actual creation work.
The gap between these categories comes down to what remains after the output has been generated.
| App job | Replacement risk today | What still keeps the app useful |
|---|---|---|
| Paraphrasing and rewriting | Very high | Little beyond the generated text |
| Summarization | Very high | Source access and workflow convenience |
| Generic research | High | Proprietary databases can still matter |
| Presentation generation | High | Team standards and editing workflows |
| Basic spreadsheets | High | Shared files and complex models still matter |
| Full office collaboration | Medium | Permissions, history and shared organizational state |
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GET THE FULL DATABASE → $49Does connecting an app to ChatGPT actually make the app less necessary?
Sometimes, but many integrations make the app less visible while leaving its underlying system just as important.
This is one of the easiest places to misread what is happening. When ChatGPT can search a service, pull information from it or take an action inside it, users may spend less time opening that service themselves. Yet ChatGPT still needs somewhere to get the information and somewhere to send the action.
Suppose a salesperson asks ChatGPT to find every stalled deal, summarize the problem and update the next step. Salesforce may disappear from the employee’s screen for most of that workflow. The customer records, opportunity history, permissions and workflow rules still sit inside Salesforce.
The same logic applies to GitHub, Slack, Shopify, Google Drive and payment platforms. ChatGPT can become a much easier control surface for these systems without recreating what they store or operate underneath.
There is a slightly odd inversion here. Some of the apps that become easiest to operate through ChatGPT may also be among the hardest to eliminate.
The user sees less of them. ChatGPT depends on them more.
Why are systems of record so hard for ChatGPT to replace?
Systems of record are among the hardest apps for ChatGPT to replace because companies need one authoritative place where important facts remain consistent over time.
A CRM contains customers, deals, ownership, activities and permissions. Accounting software contains transactions and reconciliations. GitHub contains source-code history. An ERP tracks inventory, procurement and operations. ServiceNow stores the state of workflows and incidents across an organization.
ChatGPT can read these records, explain them and increasingly change them when it has permission. The requirement for a reliable underlying record remains.
Salesforce’s latest annual filing makes that architecture explicit. The company describes Agentforce 360 as a platform joining agents, applications and data around a single source of customer information. Salesforce reported ingesting 112 trillion records through Data 360 during its latest fiscal year. AI is being placed on top of a huge persistent data layer.
ServiceNow gives us an even cleaner recent example. Its Q2 2026 results showed agentic AI deployments increasing ninefold in nine months. At the same time, current remaining performance obligations reached $13.2 billion, up 21% year over year, while 658 customers were spending more than $5 million in annual contract value.
Companies are adopting AI quickly without abandoning the workflow systems underneath it.
Persistent organizational state is therefore one of the strongest defenses an app can have today.
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STEAL WHAT WORKS → $49Can ChatGPT actually replace Slack or Microsoft Teams?
ChatGPT can replace a lot of the time people spend searching and writing inside Slack or Teams, but replacing the communication network itself is much harder.
The message box is easy to reproduce. The difficult part is everything accumulated around it: colleagues, channels, private groups, company history, permissions, bots, notifications and thousands of integrations.
Slack currently says it has more than 200,000 paid customers, users in more than 150 countries and adoption across 77 of the Fortune 100. Its ecosystem also includes more than 2,500 apps.
A company that has spent years running projects through Slack has created far more than a collection of messages. Decisions, relationships and operating habits have accumulated inside that workspace.
ChatGPT is very well positioned to sit above this. It can find a decision buried in a channel, summarize what happened while someone was away or draft a response without forcing the user to search manually.
None of those tasks requires Slack to disappear.
For a full replacement, an organization would have to move the people, conversations, access rules, bots and historical context somewhere else. That is a much bigger migration than changing the interface employees use to ask questions about them.
Can ChatGPT replace GitHub now that AI writes so much code?
No. ChatGPT and coding agents can replace more of the work involved in writing software than they can replace GitHub as the shared home of that software.
GitHub currently reports more than 225 million developers, over four million organizations and roughly 800 million repositories on the platform. Those repositories carry code, branches, pull requests, review history, issue discussions, identities, permissions and automation.
AI coding makes some of this infrastructure more important.
If a team has five engineers and a growing number of coding agents making changes in parallel, somebody still needs to know which version is canonical, which tests passed, who approved the change and what happened before the bug appeared.
A user might increasingly tell ChatGPT, “Fix this bug, run the tests and open a pull request,” without spending much time navigating GitHub. The repository, branch, pull request and access rules still need somewhere to live.
So GitHub faces real interface disruption, especially as coding agents become better at completing whole tasks. Its core role as the system that keeps software history coherent is much harder to replace.
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STEAL WHAT WORKS → $49Can ChatGPT replace Figma now?
ChatGPT can already compete with Figma for quick concepts and prototypes, but current usage data suggests Figma is becoming an AI creation environment rather than being pushed aside by one.
Figma is a useful test because AI has attacked one of its most visible jobs very quickly. A user can increasingly describe an interface and get something usable without drawing every element manually.
Figma responded by building that behavior directly into the product. Figma Make can turn prompts and designs into working prototypes, while newer Code Layers connect AI-generated code with the design canvas.
The latest company results make the outcome clearer. Figma reported Q2 2026 revenue of $370.1 million, up 48% year over year. Net dollar retention was 136%. The number of customers spending more than $100,000 annually reached 1,635, up 46%, and more than 80% of customers above $10,000 in annual recurring revenue were consuming AI credits weekly.
Those numbers do not look like product teams abandoning Figma because they can generate interfaces elsewhere. AI usage is being pulled inside the collaborative design system.
The hard part for ChatGPT is maintaining the exact shared state around those designs: components, spacing, variants, comments, tokens, prototypes, permissions and handoff between designers and developers.
Quick UI generation is already being commoditized. Maintaining a large product team’s living design system is a different problem.
| Figma job | How exposed is it to ChatGPT? |
|---|---|
| Generate a first UI idea | Very exposed |
| Make a quick prototype | Very exposed |
| Produce copy and variations | Very exposed |
| Edit an exact component system | Moderately exposed |
| Maintain shared design libraries | Hard to replace |
| Coordinate product design across a large team | Very hard to replace |
Are Photoshop and professional creative apps safer than writing apps?
Yes. Professional creative software is still much harder for ChatGPT to replace because serious creative work often depends on exact manipulation rather than simply getting a plausible result.
Photoshop shows how that boundary is moving.
Adobe’s current Photoshop version lets users use natural-language prompts inside Generative Fill, choose between Adobe Firefly and partner AI models, use reference images, generate backgrounds, expand images and create variations. Adobe has effectively brought the prompt directly into the professional editing environment.
For casual creation, that reduces the need for many smaller tools. Separate background removers, image expanders, basic retouching apps and simple stock-image generators have much less room to differentiate.
Professional editing remains different. A designer may need one particular object moved without altering the rest of the composition, an exact mask preserved, typography adjusted, colors controlled, layers organized and a production file handed to somebody else later.
Video editors, audio workstations, 3D software and CAD tools have the same advantage. Natural language can speed up many operations, but precision matters once users care about individual frames, tracks, objects, measurements or dependencies.
AI will remove a lot of manual work from these applications. Replacing the whole professional environment is a much harder job.
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Get the full database →Can ChatGPT replace QuickBooks and accounting software?
ChatGPT can automate more bookkeeping than before, but businesses still need accounting software to maintain reliable books.
Intuit’s latest annual filing says it serves roughly 93 million consumers, businesses and accounting professionals. More interestingly, Intuit says it scaled a new group of AI agents during fiscal 2026 that can automate everyday tasks, manage workflows and take actions across businesses.
QuickBooks is therefore becoming more autonomous at the same time that generative AI is becoming capable of doing accounting work.
The underlying ledger still has to survive every automation.
Businesses need transactions to reconcile with bank accounts. Invoices, expenses, payroll entries, taxes and historical adjustments must remain consistent. Payment integrations need to match what actually happened to the money. Auditors and accountants need records they can trace back later.
ChatGPT can explain why cash flow fell, classify an expense, draft an invoice reminder or investigate an unusual transaction. Those jobs are increasingly exposed.
The canonical books are much less exposed because businesses cannot regenerate them every time they ask a question.
Accounting software may therefore become more automated and less manually operated while remaining essential underneath the AI layer.
Can ChatGPT replace Salesforce or ServiceNow?
ChatGPT can take over a lot of navigation inside Salesforce and ServiceNow, but replacing these platforms would mean recreating years of company data, permissions, integrations and workflow logic.
That is a far harder problem than building an AI sales assistant or support agent.
Salesforce connects sales, service, marketing, commerce, analytics and customer data. ServiceNow coordinates processes across IT, customer service, security, HR and other corporate functions.
Today, both companies are putting AI agents directly over those systems.
ServiceNow’s latest results are especially useful because they show both trends happening together. Agentic AI deployments increased ninefold in nine months, while contract commitments continued growing. The company finished the quarter with $29 billion in total remaining performance obligations and 123 new transactions worth more than $1 million in annual contract value.
Salesforce is following the same direction with Agentforce. Its latest filings describe AI agents operating from the company’s unified customer-data layer rather than replacing that layer.
The threat to traditional enterprise software screens is real. Employees may increasingly stop navigating dozens of CRM fields and workflow menus manually.
The underlying enterprise platforms have a stronger defense. Someone still needs to maintain the customer record, security model, workflow state and connections with the rest of the company.
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GET THE FULL DATABASE → $49Can ChatGPT replace Stripe, banking apps or brokerages?
Financial infrastructure is probably the hardest major app category for ChatGPT to replace because intelligence alone cannot provide custody, regulated accounts or payment rails.
Stripe processed $1.9 trillion in payments during 2025, up 34% from the previous year, according to the company. Stripe also says more than five million businesses use its infrastructure directly or through platforms.
ChatGPT could make Stripe much easier to operate. An agent could investigate a failed payment, create a subscription, analyze chargebacks or prepare an invoice. Money still needs to move through an actual payment system.
Brokerages make the same point even more clearly.
Robinhood’s latest monthly operating data reported 28.6 million funded customers and $384 billion of total platform assets. Those assets represent real securities, cash and other financial positions linked to real accounts.
ChatGPT can explain a portfolio or help users interact with an authorized brokerage. It does not become the custodian merely because the user talks to ChatGPT instead of pressing the trade button manually.
Banks have an even deeper institutional layer involving identity checks, account ledgers, settlement networks, fraud systems, regulatory requirements and deposit infrastructure.
Financial apps could eventually lose a remarkable amount of screen time to AI assistants. The infrastructure behind those screens remains extremely difficult to reproduce.
Can ChatGPT replace Shopify?
ChatGPT can replace more and more of the work involved in running a Shopify store, while the commerce operating system underneath the store remains difficult to remove.
AI can already write product pages, generate images, analyze sales, suggest promotions and help merchants build storefronts. Those jobs previously supported entire categories of ecommerce software.
Running the actual business involves much more state.
Products, orders, inventory, customer accounts, payments, refunds, shipping rules, taxes and discounts all have to remain synchronized. A store cannot simply regenerate that information whenever a merchant asks a new question.
Shopify’s latest quarter is useful because AI adoption has not coincided with weakening core activity. The company reported 34% revenue growth in Q2 2026, while gross merchandise volume, gross profit and free cash flow all increased by more than 30%.
That does not prove Shopify is immune to AI. It shows that agentic commerce is currently developing alongside a growing commerce platform rather than obviously replacing it.
A merchant may eventually tell ChatGPT to identify slow-moving products, create a promotion, change the homepage and contact repeat customers. Shopify could become nearly invisible during that interaction.
The order database, checkout, inventory and merchant infrastructure would still be doing the work behind the conversation.
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Get the full database →Can ChatGPT replace Uber, DoorDash or Airbnb?
ChatGPT cannot seriously replace marketplaces like Uber, DoorDash or Airbnb unless it can recreate the supply of drivers, couriers, restaurants, hosts and customers already using them.
Uber makes the scale of that problem easy to see. In Q2 2026, the company reported 208 million monthly active platform consumers and 3.9 billion trips during the quarter. Gross bookings reached $58 billion, up 24% year over year.
The hard part of Uber is getting a nearby driver to arrive at the right location at an acceptable price. Generating a cleaner ride-booking interface does very little to solve that supply problem.
DoorDash has the same constraint with couriers and restaurants. Airbnb needs hosts and available properties. Freelancer and local-service marketplaces need professionals who are actually willing and able to perform the work.
ChatGPT could become an excellent way to access these markets. A traveler could ask it to arrange an airport ride or find suitable accommodation without opening several apps.
That would weaken the marketplace’s direct relationship with the customer. It would not magically create an alternative pool of drivers, homes or restaurants.
For marketplaces, the network behind the button is far more defensible than the button itself.
Are social networks and community apps hard for ChatGPT to replace too?
Yes. ChatGPT can substitute for some content discovery on Reddit, LinkedIn, TikTok or other social platforms, but it cannot easily reproduce the specific people and communities users go there to find.
This is another category where the visible product can be misleading.
Writing a message is trivial for an AI. Generating an entertaining video, professional advice or an answer to a niche question is increasingly possible too. That means ChatGPT competes for time that previously went to social feeds and forums.
The social graph is much harder to copy.
A WhatsApp group matters because particular friends and relatives are inside it. LinkedIn matters because employers, employees and professional identities have accumulated there. Reddit communities contain years of discussions among people with different experiences. Discord servers depend on actual groups choosing to gather there.
ChatGPT can synthesize what people have said, answer questions directly and sometimes remove the need to browse those communities manually.
Yet users still have reasons to seek real people, reputation, reactions, relationships and new human-generated information.
Social apps therefore face substantial competition for attention without being easy to replace as networks.
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GET THE FULL DATABASE → $49Do browser agents and AI inside existing apps change the replacement race?
Yes. Browser agents are making traditional app interfaces much less defensible, while incumbents that own valuable data or workflows are increasingly putting AI directly inside their products.
ChatGPT’s current cloud browser can read pages, click controls, fill forms and carry out supported actions on signed-in websites. Combined with plugins, this means ChatGPT can increasingly use software on someone’s behalf instead of merely explaining what to do.
That removes one of the oldest software advantages: forcing the user to visit the application every time they want something done.
At the same time, incumbent products are adopting the same interaction model. Photoshop now accepts prompts for substantial image edits. Intuit has autonomous financial agents. Figma lets users generate prototypes. Salesforce and ServiceNow are building agents around enterprise data. Shopify is preparing its commerce stack for more agent-driven shopping.
The result is a much tougher environment for thin software products. Adding a conversational layer is becoming easy to copy.
Apps with valuable infrastructure have another path. They can let ChatGPT control them, build their own agents, or support both approaches while keeping the data and transactions underneath.
Lower screen time does not automatically translate into lower strategic importance. Some apps may become almost invisible and still process more work than before.
Which app categories have the strongest protection from ChatGPT now?
The hardest app categories for ChatGPT to replace today are financial infrastructure, real-world marketplaces, enterprise systems of record and communication networks because their main assets cannot be generated from a prompt.
Professional creative and engineering tools sit slightly below them. ChatGPT can reproduce more of the output in those categories, but exact manipulation, specialized workflows and shared project state still create substantial friction.
Office software sits closer to the middle. ChatGPT can already produce much of the work, while collaboration conventions and existing file ecosystems keep the established suites useful.
At the exposed end, we find apps whose main job is turning information into different information. If a product takes text in and gives better text out, ChatGPT is already very close to the center of its business.
| App category | Examples | Replacement difficulty | What protects it |
|---|---|---|---|
| Payments, banking and brokerage | Stripe, banks, Robinhood | Extreme | Custody, regulation, transaction rails |
| Marketplaces and logistics | Uber, DoorDash, Airbnb | Extreme | Real-world supply and marketplace liquidity |
| Enterprise systems of record | Salesforce, ServiceNow, ERP software | Very high | Canonical data, permissions, workflows |
| Communication and social networks | Slack, Teams, WhatsApp, LinkedIn | Very high | People, identity, shared history |
| Commerce infrastructure | Shopify | Very high | Orders, inventory, checkout, merchant state |
| Code infrastructure | GitHub | Very high | Repositories, history, permissions, CI |
| Collaborative design | Figma | High | Shared design state and team workflows |
| Professional creative and engineering tools | Photoshop, video editors, CAD, DAWs | High | Precision and specialized manipulation |
| Office productivity | Docs, Sheets, Slides | Medium and falling | Collaboration, standards, existing files |
| Writing and generic research utilities | Writers, summarizers, basic research apps | Low | Very little infrastructure beyond the output |
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STEAL WHAT WORKS → $49So which apps are hardest to replace with ChatGPT?
The apps hardest to replace with ChatGPT are the ones that own something ChatGPT still needs after it has generated the answer: money, authoritative records, real users, physical supply, permissions or a precise shared working state.
That puts financial platforms near the top. Stripe still has to move the payment. Robinhood or another broker still has to hold the assets. Banks still have to operate accounts and settlement infrastructure.
Marketplaces belong in the same group for a different reason. ChatGPT can request an Uber, but Uber has to find the driver. It can help book accommodation, but Airbnb or another marketplace has to provide real available homes and hosts.
Salesforce, ServiceNow, GitHub and similar systems have another powerful defense: accumulated organizational state. Years of customer history, source code, permissions and workflows cannot be recreated by generating a better interface.
Slack, Teams, WhatsApp, LinkedIn and community products benefit from the people already inside them. Figma, Photoshop and specialist engineering tools benefit from precise shared environments that still matter after an AI has produced the first draft.
Writing assistants, generic research tools and many single-purpose productivity apps have far less protection. Their output is often exactly what ChatGPT can now produce directly.
So the replacement race is becoming clearer. We should worry less about whether ChatGPT can imitate an app’s visible feature set; in many categories, it already can.
The better question is what remains underneath once the interface has been stripped away.
If very little remains, ChatGPT can swallow the app.
If what remains is a payment rail, brokerage account, marketplace, social graph, company database, code repository, inventory system or collaborative source of truth, ChatGPT is more likely to become the new front door than the replacement.
OUR METHODOLOGY
This analysis tests which apps are hardest to replace with ChatGPT by separating visible interface work from the underlying system that still has to exist after the AI has generated an answer or carried out an action.
We assessed replacement difficulty across several dimensions: how much of the core job ChatGPT can perform directly, whether authoritative records or persistent state still have to be maintained, whether value depends on real users or physical supply, whether custody or regulated infrastructure creates a role that cannot simply be generated, how much precise shared control the workflow requires, and how difficult the underlying network or operating system would be to recreate.
We prioritized recent, first-hand evidence from product documentation, company filings, earnings releases, investor-relations materials and official platform statistics. Operating evidence mattered more than broad AI claims: transaction volume, assets held, repositories, customer commitments, retention, platform participation, AI usage inside existing products, and evidence that agents can increasingly operate a system without eliminating the infrastructure underneath it.
We did not treat revenue growth alone as proof that an app is protected from ChatGPT. Growth became more useful when it coincided with evidence that customers still depended on the product’s records, transactions, network, workflow state or collaborative environment even as AI took over more of the interaction.
In the same way, an incumbent adding AI was not treated automatically as proof of defensibility. We looked at whether AI was replacing the underlying system or becoming a new way to operate the same data, network, ledger, marketplace, repository or collaborative state.
The final replacement-difficulty labels are editorial judgments built from the combined evidence, not a mechanical score. The common test across categories was: after ChatGPT has generated the answer or carried out the action, what still has to exist for the job to be complete?
Categories ranked as harder to replace when that remainder depended on assets that cannot simply be regenerated from a prompt: money movement, authoritative records, real-world supply, identity, permissions, network participation, accumulated history or precise shared state. Categories ranked as easier to replace when most of the product’s value was already contained in the output ChatGPT can produce directly.
Key sources used for this analysis include OpenAI on creating and editing documents, spreadsheets and presentations with ChatGPT Work, OpenAI on the ChatGPT cloud browser, OpenAI on plugins and connected apps, Salesforce’s fiscal 2026 results, Salesforce on Headless 360, ServiceNow’s Q2 2026 results, Slack’s official platform statistics, and GitHub’s official platform statistics.
Additional key sources include Figma’s Q2 2026 results, Figma on Code Layers, Adobe on Photoshop Generative Fill, Intuit’s fiscal 2026 Form 10-K, Stripe’s 2025 annual update, Robinhood’s August 2026 operating data, Shopify’s Q2 2026 results, and Uber’s Q2 2026 results.
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